Legal & Disclosures
Important disclosures for website visitors and clients.
Advisoira is a SEBI Registered Investment Adviser (RIA). Registration does not guarantee the quality of advice or returns. Please read all disclosures carefully before engaging our services.
View the SEBI-mandated Investor Charter →
SEBI Registration Details
Advisoira is registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser under the SEBI (Investment Advisers) Regulations, 2013.
| Registered Name | Partha Harshal Deshpande |
| Registration Number | INA000022321 |
| Validity | Apr 20, 2026 – Perpetual |
| SEBI Registration Type | Investment Adviser (Individual) |
| Registered Address | 1117/4, Krishnakunj, Nargis Dutt Road, Model Colony, Shivajinagar, Pune, Maharashtra 411016 |
| Contact | +91 8380089633 · partha0799@gmail.com |
| Regulator | Securities and Exchange Board of India (SEBI) |
| SEBI Head Office | Plot No. C4-A, 'G' Block, Bandra-Kurla Complex, Bandra (East), Mumbai – 400051, Maharashtra |
| SEBI SCORES Portal | scores.sebi.gov.in |
| ODR Portals | smartodr.in · odr.sebi.gov.in |
Nature of Services
Advisoira provides fee-only investment advisory services. We do not distribute mutual funds, earn commissions, or receive trail fees from any product manufacturer. Our revenue comes solely from advisory fees paid by clients.
Advisory services include financial planning, portfolio review, ETF and mutual fund selection guidance, goal-based asset allocation, and risk assessment. These services are provided on a non-discretionary basis — the client takes all final investment decisions.
General Disclaimer
All content on this website — including articles, tools, market data, ETF tracking dashboards, and educational material — is for informational and educational purposes only. Nothing on this website constitutes individualized investment advice, a solicitation, or a guarantee of returns.
The ETF Pulse dashboard and related tools display publicly available market data sourced from NSE India and AMFI. Data is provided on a best-effort basis and may be delayed. Advisoira does not guarantee the accuracy, completeness, or timeliness of any data displayed.
Risk Disclosure
Investments in securities markets are subject to market risks. Past performance is not indicative of future returns. The value of investments can go down as well as up. Investors should carefully consider their investment objectives, risk tolerance, time horizon, and tax position before making any investment decision.
Mutual funds and ETFs are subject to market risk. Please read all scheme-related documents carefully before investing. SEBI registration does not imply any guaranteed returns or quality assurance of advice.
Conflict of Interest Policy
As a SEBI Registered Investment Adviser, Advisoira is required to maintain an arm's length relationship between advisory and distribution activities. We do not engage in distribution of securities or mutual funds. We do not accept gifts, commissions, or any non-monetary benefits from product manufacturers or distributors.
Any material conflict of interest will be disclosed to the client in writing before providing advice. Clients may raise concerns about conflicts of interest with us at any time.
Client Grievance Redressal
For any grievance, contact us first — we aim to resolve all complaints within 21 working days of receipt.
| Contact Person | Partha Harshal Deshpande (Compliance Officer & Principal Officer) |
| Address | 1117/4, Krishnakunj, Nargis Dutt Road, Model Colony, Shivajinagar, Pune, Maharashtra 411016 |
| Phone | +91 8380089633 |
| partha0799@gmail.com | |
| Working Hours | Mon – Sat, 9:00 AM – 5:00 PM |
If unresolved within 21 days, escalate to SEBI via scores.sebi.gov.in (SCORES 2.0 — first reviewed by the designated body IAASB, then SEBI). For online conciliation and arbitration: smartodr.in.
Complaints Status
As mandated by the SEBI Investor Charter for Investment Advisers, the current status of client complaints is disclosed below. Updated periodically.
| Category | Count |
|---|---|
| Complaints received (current year, FY 2025–26) | 0 |
| Complaints resolved | 0 |
| Complaints pending | 0 |
Last updated: June 2026
Use of Artificial Intelligence
As required under the SEBI Investor Charter for Investment Advisers, Advisoira discloses the extent to which Artificial Intelligence (AI) tools are used in providing investment advisory services.
AI tools are currently used for administrative and operational purposes only — including website content, educational material drafting, and internal research. AI is not used to generate personalised investment advice, portfolio recommendations, or risk assessments for individual clients. All client-facing investment advice is provided exclusively by Partha Harshal Deshpande (SEBI RIA INA000022321) based on individual client profiling and suitability assessment conducted in person.
Fee Disclosure
Advisory fees are disclosed clearly before engagement and are agreed upon in the signed Investment Advisory Agreement. Fees may be charged on a fixed or AUA-linked (Assets Under Advice) basis. SEBI-mandated maximum fee limits apply to individual and HUF clients: ₹1,51,000 per annum under fixed fee mode, or 2.5% of AUA per annum under AUA mode. Fees may be collected up to 1 year in advance. All fees exclude applicable taxes.
CeFCoM: Advisoira has currently not opted into the Centralised Fee Collection Mechanism (CeFCoM) operated by BSE Limited (IAASB). Fees are paid directly to the adviser through traceable banking channels — NEFT, RTGS, IMPS, UPI, or account-payee cheque. Cash payments are not accepted.
For the ETF Pulse tool, subscription fees are collected via Cashfree Payments and are governed by the terms stated at the time of purchase. Subscription fees are non-refundable once access is granted, unless otherwise required by law.
Third-Party Tools and Data
ETF Pulse uses market data sourced from NSE India and AMFI. iNAV (Indicative NAV) data is sourced from NSE's public APIs. Advisoira does not independently verify or guarantee the accuracy of third-party data.
References to specific ETFs, mutual funds, or securities are for informational purposes only and do not constitute a buy, sell, or hold recommendation unless explicitly provided as part of a personalised advisory engagement.
Privacy Policy
Advisoira collects personal information (name, email, phone number) solely for the purposes of providing advisory services and communicating service-related updates. We do not sell, rent, or share your personal information with third parties for marketing purposes.
Data collected through our tools and website is processed in accordance with applicable Indian data protection laws. We use industry-standard security measures to protect your data. You may request deletion of your data by writing to us.
By using our website and tools, you consent to the collection and use of your information as described in this policy.
Limitation of Liability
Advisoira, its founder, employees, and associates shall not be liable for any direct, indirect, incidental, or consequential loss arising from reliance on information provided on this website or through any of our tools. All information is provided in good faith without warranty of any kind.
Governing Law
These disclosures and any disputes arising from the use of this website or our services shall be governed by the laws of India. Disputes under the Investment Advisory Agreement shall be resolved through arbitration held at Hyderabad, as specified in the agreement. Any other disputes relating to website use shall be subject to the jurisdiction of courts in Pune, Maharashtra.
This page was last updated in April 2026. Advisoira reserves the right to update these disclosures at any time. Continued use of the website following any changes constitutes acceptance of the updated terms.